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Credit Unions · California

Oceanair

Oxnard, CA · NCUA Charter #7608 · Federal charter · Chartered 1952

Total assets
$882.45M
Shares & deposits
$692.63M
Total loans
$756.35M
Members
26,847
Net worth
$65.62M
Branches
5
Rank: #524 of 4,299 U.S. credit unions by assets · #73 of 239 in California. Assets changed 1.4% and membership -3.3% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)7.44%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.08%
Loans to shares & deposits109.2%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$752.99M$585.89M$0$64.73M
Jun 2023$830.30M$665.07M$0$66.48M
Jun 2024$867.12M$675.74M$0$67.69M
Jun 2025$869.94M$687.62M$0$66.00M
Jun 2026$882.45M$692.63M$0$65.62M

Branch footprint

StateBranches
California5

Similar-sized credit unions

Pelican ($885.23M) · Hope ($881.35M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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