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Ornl
Oak Ridge, TN · NCUA Charter #5797 · Federal charter · Chartered 1948
Total assets
$4.97B
Shares & deposits
$4.02B
Total loans
$3.97B
Members
234,790
Net worth
$547.32M
Branches
32
Rank: #94 of 4,299 U.S. credit unions by assets · #3 of 125 in Tennessee. Assets changed 14.2% and membership 5.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.01% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.35% |
| Loans to shares & deposits | 98.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.12B | $2.73B | $0 | $330.12M |
| Jun 2023 | $3.43B | $2.88B | $0 | $383.88M |
| Jun 2024 | $4.03B | $3.40B | $0 | $435.70M |
| Jun 2025 | $4.36B | $3.63B | $0 | $491.87M |
| Jun 2026 | $4.97B | $4.02B | $0 | $547.32M |
Branch footprint
| State | Branches |
|---|---|
| Tennessee | 32 |
Similar-sized credit unions
Robins Financial ($4.97B) · Eecu ($4.88B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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