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P.H.I.
Lafayette, LA · NCUA Charter #21879 · Federal charter · Chartered 1975
Total assets
$4.89M
Shares & deposits
$4.52M
Total loans
$3.10M
Members
816
Net worth
$341.03K
Branches
1
Rank: #3,850 of 4,299 U.S. credit unions by assets · #102 of 136 in Louisiana. Assets changed -6.5% and membership -5.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 6.97% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 68.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.84M | $6.31M | $0 | $477.19K |
| Jun 2023 | $6.34M | $5.10M | $0 | $477.69K |
| Jun 2024 | $5.51M | $5.01M | $0 | $440.20K |
| Jun 2025 | $5.23M | $4.76M | $0 | $422.42K |
| Jun 2026 | $4.89M | $4.52M | $0 | $341.03K |
Branch footprint
| State | Branches |
|---|---|
| Louisiana | 1 |
Similar-sized credit unions
Multi-Schools ($4.89M) · Sisseton-Wahpeton ($4.86M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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