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Pacific Service
Concord, CA · NCUA Charter #68413 · State charter, federally insured · Chartered 1936
Total assets
$1.33B
Shares & deposits
$1.09B
Total loans
$987.58M
Members
70,615
Net worth
$206.23M
Branches
6
Rank: #378 of 4,299 U.S. credit unions by assets · #53 of 239 in California. Assets changed 0.2% and membership 1.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.54% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.16% |
| Loans to shares & deposits | 90.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.40B | $1.21B | $0 | $189.54M |
| Jun 2023 | $1.43B | $1.18B | $0 | $192.61M |
| Jun 2024 | $1.42B | $1.15B | $0 | $192.49M |
| Jun 2025 | $1.32B | $1.11B | $0 | $197.73M |
| Jun 2026 | $1.33B | $1.09B | $0 | $206.23M |
Branch footprint
| State | Branches |
|---|---|
| California | 6 |
Similar-sized credit unions
Sharonview ($1.33B) · Truity ($1.32B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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