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Pearl Municipal
Pearl, MS · NCUA Charter #24880 · Federal charter · Chartered 1981
Total assets
$1.97M
Shares & deposits
$1.45M
Total loans
$1.55M
Members
717
Net worth
$520.05K
Branches
2
Rank: #4,072 of 4,299 U.S. credit unions by assets · #52 of 55 in Mississippi. Assets changed -1.2% and membership 4.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 26.40% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.38% |
| Loans to shares & deposits | 106.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.01M | $1.64M | $0 | $379.41K |
| Jun 2023 | $2.03M | $1.61M | $0 | $415.51K |
| Jun 2024 | $1.89M | $1.42M | $0 | $470.80K |
| Jun 2025 | $1.99M | $1.48M | $0 | $516.67K |
| Jun 2026 | $1.97M | $1.45M | $0 | $520.05K |
Branch footprint
| State | Branches |
|---|---|
| Mississippi | 2 |
Similar-sized credit unions
Fountain Valley ($1.97M) · East End Food Cooperative ($1.96M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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