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Penair
Pensacola, FL · NCUA Charter #68734 · State charter, federally insured · Chartered 1936
Total assets
$2.82B
Shares & deposits
$2.44B
Total loans
$1.75B
Members
140,350
Net worth
$324.14M
Branches
17
Rank: #179 of 4,299 U.S. credit unions by assets · #13 of 107 in Florida. Assets changed 9.9% and membership 5.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.48% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.38% |
| Loans to shares & deposits | 71.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2023 | $2.88B | $2.13B | $0 | $289.25M |
| Jun 2024 | $2.94B | $2.26B | $0 | $301.77M |
| Jun 2025 | $2.57B | $2.21B | $0 | $314.55M |
| Jun 2026 | $2.82B | $2.44B | $0 | $324.14M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 12 |
| Alabama | 4 |
| Virginia | 1 |
Similar-sized credit unions
Hawaii State ($2.86B) · Florida ($2.81B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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