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Polam
Redwood City, CA · NCUA Charter #21502 · Federal charter · Chartered 1973
Total assets
$72.80M
Shares & deposits
$62.49M
Total loans
$57.41M
Members
3,796
Net worth
$9.92M
Branches
6
Rank: #2,097 of 4,299 U.S. credit unions by assets · #170 of 239 in California. Assets changed -6.7% and membership -2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.63% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.81% |
| Loans to shares & deposits | 91.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $94.51M | $83.66M | $0 | $10.52M |
| Jun 2023 | $84.52M | $73.37M | $0 | $10.72M |
| Jun 2024 | $74.01M | $63.24M | $0 | $10.65M |
| Jun 2025 | $78.07M | $67.43M | $0 | $10.28M |
| Jun 2026 | $72.80M | $62.49M | $0 | $9.92M |
Branch footprint
| State | Branches |
|---|---|
| California | 4 |
| Connecticut | 1 |
| Colorado | 1 |
Similar-sized credit unions
Delta County ($72.81M) · Professional Fire Fighters ($72.62M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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