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Polish-American
Troy, MI · NCUA Charter #22280 · Federal charter · Chartered 1976
Total assets
$195.09M
Shares & deposits
$169.03M
Total loans
$127.83M
Members
7,439
Net worth
$24.94M
Branches
2
Rank: #1,300 of 4,299 U.S. credit unions by assets · #83 of 169 in Michigan. Assets changed 10.6% and membership 1.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.79% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.82% |
| Loans to shares & deposits | 75.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $170.55M | $153.84M | $0 | $16.24M |
| Jun 2023 | $171.33M | $152.27M | $0 | $18.64M |
| Jun 2024 | $166.32M | $145.05M | $0 | $20.67M |
| Jun 2025 | $176.38M | $152.62M | $0 | $22.52M |
| Jun 2026 | $195.09M | $169.03M | $0 | $24.94M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 2 |
Similar-sized credit unions
Eco ($195.14M) · Conservation Employees ($194.91M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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