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Polish National
Chicopee, MA · NCUA Charter #66597 · State charter, federally insured · Chartered 1921
Total assets
$776.90M
Shares & deposits
$614.53M
Total loans
$641.35M
Members
28,682
Net worth
$105.51M
Branches
8
Rank: #577 of 4,299 U.S. credit unions by assets · #17 of 121 in Massachusetts. Assets changed 2.6% and membership 0.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.58% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.12% |
| Loans to shares & deposits | 104.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $818.93M | $644.91M | $0 | $93.05M |
| Jun 2023 | $763.65M | $611.94M | $0 | $97.20M |
| Jun 2024 | $719.97M | $586.42M | $0 | $99.47M |
| Jun 2025 | $757.15M | $599.31M | $0 | $102.08M |
| Jun 2026 | $776.90M | $614.53M | $0 | $105.51M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 8 |
Similar-sized credit unions
Sea Comm ($777.31M) · Kohler ($776.40M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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