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Richland
Sidney, MT · NCUA Charter #3391 · Federal charter · Chartered 1939
Total assets
$118.85M
Shares & deposits
$101.07M
Total loans
$43.92M
Members
4,828
Net worth
$17.73M
Branches
2
Rank: #1,691 of 4,299 U.S. credit unions by assets · #16 of 41 in Montana. Assets changed 6.2% and membership -3.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.92% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.10% |
| Loans to shares & deposits | 43.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $111.18M | $95.81M | $0 | $15.00M |
| Jun 2023 | $107.09M | $91.41M | $0 | $15.64M |
| Jun 2024 | $105.83M | $89.15M | $0 | $16.21M |
| Jun 2025 | $111.94M | $94.78M | $0 | $16.97M |
| Jun 2026 | $118.85M | $101.07M | $0 | $17.73M |
Branch footprint
| State | Branches |
|---|---|
| Montana | 2 |
Similar-sized credit unions
Centex Citizens ($118.86M) · A.A.E.C. ($118.85M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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