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Richmond Heritage
Richmond, VA · NCUA Charter #1282 · Federal charter · Chartered 1936
Total assets
$10.64M
Shares & deposits
$6.68M
Total loans
$4.66M
Members
1,736
Net worth
$3.95M
Branches
2
Rank: #3,491 of 4,299 U.S. credit unions by assets · #74 of 95 in Virginia. Assets changed 1.6% and membership 2.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 37.10% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.30% |
| Loans to shares & deposits | 69.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.14M | $7.69M | $0 | $4.45M |
| Jun 2023 | $11.40M | $7.22M | $0 | $4.33M |
| Jun 2024 | $10.45M | $6.27M | $0 | $4.16M |
| Jun 2025 | $10.47M | $6.43M | $0 | $4.02M |
| Jun 2026 | $10.64M | $6.68M | $0 | $3.95M |
Branch footprint
| State | Branches |
|---|---|
| Virginia | 2 |
Similar-sized credit unions
Blue Flame ($10.66M) · Metro Realtors ($10.63M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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