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Credit Unions · Iowa

River Community

Ottumwa, IA · NCUA Charter #64986 · State charter, federally insured · Chartered 1928

Total assets
$30.38M
Shares & deposits
$25.45M
Total loans
$20.01M
Members
3,566
Net worth
$4.81M
Branches
1
Rank: #2,816 of 4,299 U.S. credit unions by assets · #44 of 66 in Iowa. Assets changed 0.7% and membership -1.8% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)15.83%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.05%
Loans to shares & deposits78.7%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$25.74M$22.26M$0$3.37M
Jun 2023$28.62M$24.68M$0$3.73M
Jun 2024$28.74M$24.40M$0$4.02M
Jun 2025$30.17M$25.65M$0$4.39M
Jun 2026$30.38M$25.45M$0$4.81M

Branch footprint

StateBranches
Iowa1

Similar-sized credit unions

Kenowa Community ($30.40M) · Gates Chili ($30.37M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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