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Rivertrust
PEARL, MS · NCUA Charter #473 · Federal charter · Chartered 1935
Total assets
$167.82M
Shares & deposits
$141.41M
Total loans
$84.92M
Members
7,673
Net worth
$32.33M
Branches
3
Rank: #1,421 of 4,299 U.S. credit unions by assets · #9 of 55 in Mississippi. Assets changed 3.5% and membership 0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 19.27% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.35% |
| Loans to shares & deposits | 60.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $172.48M | $150.40M | $0 | $28.97M |
| Jun 2023 | $166.43M | $145.38M | $0 | $29.77M |
| Jun 2024 | $163.62M | $140.97M | $0 | $30.29M |
| Jun 2025 | $162.21M | $137.02M | $0 | $31.00M |
| Jun 2026 | $167.82M | $141.41M | $0 | $32.33M |
Branch footprint
| State | Branches |
|---|---|
| Mississippi | 2 |
| Texas | 1 |
Similar-sized credit unions
Hopewell ($167.94M) · Riegel ($167.72M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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