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Route 31
Muskegon, MI · NCUA Charter #5982 · Federal charter · Chartered 1949
Total assets
$104.63M
Shares & deposits
$89.71M
Total loans
$61.72M
Members
9,479
Net worth
$13.82M
Branches
2
Rank: #1,790 of 4,299 U.S. credit unions by assets · #112 of 169 in Michigan. Assets changed 6.3% and membership -3.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.19% |
| Loans to shares & deposits | 68.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $86.02M | $75.09M | $0 | $10.58M |
| Jun 2023 | $92.20M | $79.97M | $0 | $12.01M |
| Jun 2024 | $94.12M | $80.36M | $0 | $12.34M |
| Jun 2025 | $98.41M | $83.61M | $0 | $13.08M |
| Jun 2026 | $104.63M | $89.71M | $0 | $13.82M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 2 |
Similar-sized credit unions
First Watch ($104.72M) · Hawaii ($103.98M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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