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Safe 1
BAKERSFIELD, CA · NCUA Charter #61598 · State charter, federally insured · Chartered 1952
Total assets
$1.16B
Shares & deposits
$963.79M
Total loans
$890.78M
Members
90,340
Net worth
$186.15M
Branches
11
Rank: #423 of 4,299 U.S. credit unions by assets · #61 of 239 in California. Assets changed 8.0% and membership 4.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 16.03% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.15% |
| Loans to shares & deposits | 92.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $912.71M | $785.53M | $0 | $121.65M |
| Jun 2023 | $963.58M | $775.28M | $0 | $134.66M |
| Jun 2024 | $1.02B | $809.22M | $0 | $147.60M |
| Jun 2025 | $1.08B | $897.61M | $0 | $163.39M |
| Jun 2026 | $1.16B | $963.79M | $0 | $186.15M |
Branch footprint
| State | Branches |
|---|---|
| California | 10 |
| Texas | 1 |
Similar-sized credit unions
Members Cooperative ($1.16B) · Salal ($1.16B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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