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Santa Cruz Community
Santa Cruz, CA · NCUA Charter #64029 · State charter, federally insured · Chartered 1977
Total assets
$172.12M
Shares & deposits
$148.68M
Total loans
$138.99M
Members
14,777
Net worth
$18.17M
Branches
3
Rank: #1,405 of 4,299 U.S. credit unions by assets · #129 of 239 in California. Assets changed -5.0% and membership 1.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.56% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.28% |
| Loans to shares & deposits | 93.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $177.19M | $153.17M | $0 | $18.84M |
| Jun 2023 | $190.01M | $164.82M | $0 | $18.95M |
| Jun 2024 | $189.03M | $161.72M | $0 | $20.08M |
| Jun 2025 | $181.17M | $155.60M | $0 | $19.92M |
| Jun 2026 | $172.12M | $148.68M | $0 | $18.17M |
Branch footprint
| State | Branches |
|---|---|
| California | 3 |
Similar-sized credit unions
Nuvista ($172.33M) · Heartland ($172.01M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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