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Service First
Sioux Falls, SD · NCUA Charter #77 · Federal charter · Chartered 1934
Total assets
$209.72M
Shares & deposits
$191.32M
Total loans
$109.77M
Members
16,365
Net worth
$19.48M
Branches
3
Rank: #1,256 of 4,299 U.S. credit unions by assets · #6 of 33 in South Dakota. Assets changed 2.5% and membership -3.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.29% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.78% |
| Loans to shares & deposits | 57.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $217.95M | $205.10M | $0 | $15.57M |
| Jun 2023 | $210.13M | $198.42M | $0 | $16.47M |
| Jun 2024 | $202.88M | $189.70M | $0 | $16.60M |
| Jun 2025 | $204.66M | $187.58M | $0 | $18.11M |
| Jun 2026 | $209.72M | $191.32M | $0 | $19.48M |
Branch footprint
| State | Branches |
|---|---|
| South Dakota | 3 |
Similar-sized credit unions
Achieve ($210.08M) · Lisbon Community ($209.71M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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