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Service One
Bowling Green, KY · NCUA Charter #62484 · State charter, federally insured · Chartered 1963
Total assets
$269.10M
Shares & deposits
$242.91M
Total loans
$202.87M
Members
18,008
Net worth
$25.60M
Branches
6
Rank: #1,104 of 4,299 U.S. credit unions by assets · #13 of 51 in Kentucky. Assets changed -0.4% and membership 3.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.51% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.83% |
| Loans to shares & deposits | 83.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $226.11M | $203.68M | $0 | $21.90M |
| Jun 2023 | $277.55M | $231.09M | $0 | $23.09M |
| Jun 2024 | $271.43M | $225.84M | $0 | $23.51M |
| Jun 2025 | $270.30M | $240.47M | $0 | $23.73M |
| Jun 2026 | $269.10M | $242.91M | $0 | $25.60M |
Branch footprint
| State | Branches |
|---|---|
| Kentucky | 6 |
Similar-sized credit unions
Gold Coast ($269.80M) · People'S Community ($269.07M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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