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Credit Unions · Maryland

Signal Financial

Kensington, MD · NCUA Charter #5571 · Federal charter · Chartered 1947

Total assets
$363.89M
Shares & deposits
$325.05M
Total loans
$291.86M
Members
18,069
Net worth
$34.00M
Branches
4
Rank: #934 of 4,299 U.S. credit unions by assets · #24 of 60 in Maryland. Assets changed -3.1% and membership -19.7% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)9.34%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.27%
Loans to shares & deposits89.8%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$438.20M$402.08M$0$39.41M
Jun 2023$420.88M$373.51M$0$38.96M
Jun 2024$408.04M$348.44M$0$38.58M
Jun 2025$375.36M$321.88M$0$33.97M
Jun 2026$363.89M$325.05M$0$34.00M

Branch footprint

StateBranches
Maryland2
District of Columbia1
Virginia1

Similar-sized credit unions

Hudson River Community ($364.17M) · Pioneer Mutual ($363.07M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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