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Smw Financial
LINO LAKES, MN · NCUA Charter #68676 · State charter, federally insured · Chartered 1954
Total assets
$87.48M
Shares & deposits
$77.59M
Total loans
$58.14M
Members
4,644
Net worth
$10.07M
Branches
2
Rank: #1,935 of 4,299 U.S. credit unions by assets · #44 of 80 in Minnesota. Assets changed -0.4% and membership -0.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.51% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.01% |
| Loans to shares & deposits | 74.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $95.66M | $88.24M | $0 | $8.54M |
| Jun 2023 | $88.73M | $80.94M | $0 | $9.05M |
| Jun 2024 | $89.59M | $80.89M | $0 | $9.32M |
| Jun 2025 | $87.82M | $78.51M | $0 | $9.66M |
| Jun 2026 | $87.48M | $77.59M | $0 | $10.07M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 2 |
Similar-sized credit unions
Southwest Research Center ($87.64M) · T M H ($87.45M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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