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Southern Coastal
BILOXI, MS · NCUA Charter #24885 · Federal charter · Chartered 1973
Total assets
$14.04M
Shares & deposits
$11.40M
Total loans
$9.82M
Members
1,624
Net worth
$2.56M
Branches
1
Rank: #3,334 of 4,299 U.S. credit unions by assets · #30 of 55 in Mississippi. Assets changed 2.2% and membership 3.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 18.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.67% |
| Loans to shares & deposits | 86.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.31M | $10.05M | $0 | $2.19M |
| Jun 2023 | $12.47M | $10.03M | $0 | $2.37M |
| Jun 2024 | $12.77M | $10.30M | $0 | $2.39M |
| Jun 2025 | $13.73M | $11.18M | $0 | $2.45M |
| Jun 2026 | $14.04M | $11.40M | $0 | $2.56M |
Branch footprint
| State | Branches |
|---|---|
| Mississippi | 1 |
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Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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