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Southern Middlesex Co Tchrs
East Brunswick, NJ · NCUA Charter #3126 · Federal charter · Chartered 1939
Total assets
$48.43M
Shares & deposits
$43.40M
Total loans
$12.45M
Members
2,875
Net worth
$5.22M
Branches
1
Rank: #2,417 of 4,299 U.S. credit unions by assets · #46 of 126 in New Jersey. Assets changed 3.4% and membership -2.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.78% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 28.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $44.80M | $42.18M | $0 | $4.03M |
| Jun 2023 | $45.19M | $42.67M | $0 | $4.13M |
| Jun 2024 | $44.96M | $41.34M | $0 | $4.23M |
| Jun 2025 | $46.84M | $42.25M | $0 | $4.64M |
| Jun 2026 | $48.43M | $43.40M | $0 | $5.22M |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 1 |
Similar-sized credit unions
Painesville Credit Union ($48.72M) · Houston Highway ($48.40M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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