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Southernmost
Key West, FL · NCUA Charter #9105 · Federal charter · Chartered 1954
Total assets
$16.05M
Shares & deposits
$12.78M
Total loans
$10.28M
Members
1,230
Net worth
$3.01M
Branches
1
Rank: #3,254 of 4,299 U.S. credit unions by assets · #100 of 107 in Florida. Assets changed 0.1% and membership -0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 18.77% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 80.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $18.72M | $15.90M | $0 | $2.65M |
| Jun 2023 | $17.60M | $14.59M | $0 | $2.81M |
| Jun 2024 | $16.70M | $13.49M | $0 | $2.97M |
| Jun 2025 | $16.04M | $12.81M | $0 | $2.99M |
| Jun 2026 | $16.05M | $12.78M | $0 | $3.01M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 1 |
Similar-sized credit unions
Northwestern ($16.11M) · Lakewood ($16.01M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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