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Southpoint Financial
SLEEPY EYE, MN · NCUA Charter #68667 · State charter, federally insured · Chartered 1936
Total assets
$608.91M
Shares & deposits
$536.07M
Total loans
$465.32M
Members
34,823
Net worth
$68.01M
Branches
9
Rank: #682 of 4,299 U.S. credit unions by assets · #11 of 80 in Minnesota. Assets changed 4.2% and membership 4.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.17% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.10% |
| Loans to shares & deposits | 86.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $510.82M | $453.88M | $0 | $56.80M |
| Jun 2023 | $525.81M | $434.18M | $0 | $59.83M |
| Jun 2024 | $533.85M | $445.70M | $0 | $61.73M |
| Jun 2025 | $584.51M | $482.28M | $0 | $63.47M |
| Jun 2026 | $608.91M | $536.07M | $0 | $68.01M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 9 |
Similar-sized credit unions
Dugood ($609.37M) · I.L.W.U. ($607.54M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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