Advertisement
Spectra
ALEXANDRIA, VA · NCUA Charter #5380 · Federal charter · Chartered 1946
Total assets
$544.41M
Shares & deposits
$458.76M
Total loans
$337.60M
Members
31,519
Net worth
$47.22M
Branches
4
Rank: #724 of 4,299 U.S. credit unions by assets · #19 of 95 in Virginia. Assets changed -8.0% and membership 8.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 8.67% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.25% |
| Loans to shares & deposits | 73.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $564.04M | $493.36M | $0 | $58.35M |
| Jun 2023 | $606.02M | $501.25M | $0 | $57.46M |
| Jun 2024 | $540.15M | $469.31M | $0 | $50.28M |
| Jun 2025 | $591.84M | $543.73M | $0 | $48.45M |
| Jun 2026 | $544.41M | $458.76M | $0 | $47.22M |
Branch footprint
| State | Branches |
|---|---|
| Virginia | 2 |
| Maryland | 1 |
| District of Columbia | 1 |
Similar-sized credit unions
City Of Boston ($544.48M) · Pittsford ($542.29M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement