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Credit Unions · South Carolina
Spero Financial
Greenville, SC · NCUA Charter #361 · Federal charter · Chartered 1935
Total assets
$701.47M
Shares & deposits
$623.09M
Total loans
$586.93M
Members
45,560
Net worth
$58.19M
Branches
11
Rank: #629 of 4,299 U.S. credit unions by assets · #12 of 45 in South Carolina. Assets changed 0.2% and membership -4.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.30% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.36% |
| Loans to shares & deposits | 94.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $594.80M | $502.94M | $0 | $61.36M |
| Jun 2023 | $706.62M | $631.80M | $0 | $62.15M |
| Jun 2024 | $710.48M | $647.15M | $0 | $60.13M |
| Jun 2025 | $700.18M | $637.78M | $0 | $58.02M |
| Jun 2026 | $701.47M | $623.09M | $0 | $58.19M |
Branch footprint
| State | Branches |
|---|---|
| South Carolina | 11 |
Similar-sized credit unions
Lokahi ($701.86M) · Copper State ($700.84M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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