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Spirit Of America
LINCOLN, NE · NCUA Charter #24724 · Federal charter · Chartered 1943
Total assets
$53.18M
Shares & deposits
$46.02M
Total loans
$19.15M
Members
3,540
Net worth
$6.84M
Branches
2
Rank: #2,347 of 4,299 U.S. credit unions by assets · #21 of 50 in Nebraska. Assets changed -2.8% and membership -4.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.87% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 41.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $59.69M | $54.47M | $0 | $4.60M |
| Jun 2023 | $59.23M | $53.83M | $0 | $4.86M |
| Jun 2024 | $54.07M | $48.04M | $0 | $5.36M |
| Jun 2025 | $54.72M | $48.32M | $0 | $6.04M |
| Jun 2026 | $53.18M | $46.02M | $0 | $6.84M |
Branch footprint
| State | Branches |
|---|---|
| Nebraska | 1 |
| Georgia | 1 |
Similar-sized credit unions
Vanderbilt ($53.22M) · Cutting Edge ($53.11M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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