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Strata
BAKERSFIELD, CA · NCUA Charter #6032 · Federal charter · Chartered 1949
Total assets
$344.54M
Shares & deposits
$291.43M
Total loans
$248.67M
Members
24,415
Net worth
$48.94M
Branches
4
Rank: #970 of 4,299 U.S. credit unions by assets · #102 of 239 in California. Assets changed 1.9% and membership 0.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.20% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.16% |
| Loans to shares & deposits | 85.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $331.10M | $293.26M | $0 | $39.47M |
| Jun 2023 | $348.24M | $293.94M | $0 | $41.62M |
| Jun 2024 | $342.35M | $289.15M | $0 | $46.81M |
| Jun 2025 | $338.16M | $285.50M | $0 | $47.84M |
| Jun 2026 | $344.54M | $291.43M | $0 | $48.94M |
Branch footprint
| State | Branches |
|---|---|
| California | 4 |
Similar-sized credit unions
Family First Of Ny ($345.29M) · Massmutual ($344.48M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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