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The Golden 1
SACRAMENTO, CA · NCUA Charter #61650 · State charter, federally insured · Chartered 1933
Total assets
$22.15B
Shares & deposits
$19.89B
Total loans
$16.40B
Members
1,199,691
Net worth
$2.19B
Branches
64
Rank: #9 of 4,299 U.S. credit unions by assets · #3 of 239 in California. Assets changed 7.6% and membership 4.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.91% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.42% |
| Loans to shares & deposits | 82.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $18.48B | $16.84B | $0 | $1.77B |
| Jun 2023 | $20.51B | $16.88B | $0 | $1.89B |
| Jun 2024 | $19.32B | $16.91B | $0 | $2.02B |
| Jun 2025 | $20.58B | $18.51B | $0 | $2.10B |
| Jun 2026 | $22.15B | $19.89B | $0 | $2.19B |
Branch footprint
| State | Branches |
|---|---|
| California | 64 |
Similar-sized credit unions
Mountain America ($22.85B) · Suncoast ($20.78B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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