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The Health & Education
Lexington, KY · NCUA Charter #10800 · Federal charter · Chartered 1956
Total assets
$125.76M
Shares & deposits
$104.49M
Total loans
$45.35M
Members
12,072
Net worth
$22.20M
Branches
2
Rank: #1,646 of 4,299 U.S. credit unions by assets · #16 of 51 in Kentucky. Assets changed 5.3% and membership -5.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 17.66% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.21% |
| Loans to shares & deposits | 43.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $120.34M | $110.71M | $0 | $13.33M |
| Jun 2023 | $116.69M | $105.08M | $0 | $14.90M |
| Jun 2024 | $114.17M | $99.85M | $0 | $17.34M |
| Jun 2025 | $119.47M | $100.72M | $0 | $19.71M |
| Jun 2026 | $125.76M | $104.49M | $0 | $22.20M |
Branch footprint
| State | Branches |
|---|---|
| Kentucky | 2 |
Similar-sized credit unions
Hershey ($125.83M) · Truenergy ($125.69M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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