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The Morning Star
Lame Deer, MT · NCUA Charter #24943 · Federal charter · Chartered 2022
Total assets
$2.20M
Shares & deposits
$1.83M
Total loans
$328.06K
Members
2,482
Net worth
$217.26K
Branches
2
Rank: #4,051 of 4,299 U.S. credit unions by assets · #38 of 41 in Montana. Assets changed 1.9% and membership 19.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.88% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 3.76% |
| Loans to shares & deposits | 17.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2023 | $916.09K | $816.36K | $0 | $100.06K |
| Jun 2024 | $1.22M | $1.10M | $0 | $86.47K |
| Jun 2025 | $2.16M | $1.56M | $0 | $207.37K |
| Jun 2026 | $2.20M | $1.83M | $0 | $217.26K |
Branch footprint
| State | Branches |
|---|---|
| Montana | 2 |
Similar-sized credit unions
Quincy Postal Employees ($2.21M) · Symphony ($2.19M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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