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Thinkwise
San Bernardino, CA · NCUA Charter #7770 · Federal charter · Chartered 1952
Total assets
$122.81M
Shares & deposits
$109.57M
Total loans
$56.07M
Members
6,271
Net worth
$10.55M
Branches
2
Rank: #1,669 of 4,299 U.S. credit unions by assets · #139 of 239 in California. Assets changed 4.7% and membership 3.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.59% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.74% |
| Loans to shares & deposits | 51.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $112.73M | $101.02M | $0 | $11.65M |
| Jun 2023 | $110.50M | $98.56M | $0 | $11.61M |
| Jun 2024 | $110.36M | $99.25M | $0 | $10.73M |
| Jun 2025 | $117.34M | $105.82M | $0 | $10.85M |
| Jun 2026 | $122.81M | $109.57M | $0 | $10.55M |
Branch footprint
| State | Branches |
|---|---|
| California | 2 |
Similar-sized credit unions
Advance Financial ($122.91M) · Guthrie Community ($122.71M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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