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Transcend
Louisville, KY · NCUA Charter #68666 · State charter, federally insured · Chartered 1934
Total assets
$588.29M
Shares & deposits
$473.19M
Total loans
$430.59M
Members
50,984
Net worth
$78.64M
Branches
6
Rank: #699 of 4,299 U.S. credit unions by assets · #7 of 51 in Kentucky. Assets changed 4.5% and membership 3.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.37% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.05% |
| Loans to shares & deposits | 91.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $495.38M | $414.84M | $0 | $59.84M |
| Jun 2023 | $509.86M | $416.38M | $0 | $62.81M |
| Jun 2024 | $526.94M | $430.53M | $0 | $66.17M |
| Jun 2025 | $563.04M | $457.17M | $0 | $71.40M |
| Jun 2026 | $588.29M | $473.19M | $0 | $78.64M |
Branch footprint
| State | Branches |
|---|---|
| Kentucky | 6 |
Similar-sized credit unions
Diversified Members ($588.52M) · Openland ($587.93M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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