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Two Harbors
TWO HARBORS, MN · NCUA Charter #5721 · Federal charter · Chartered 1948
Total assets
$118.42M
Shares & deposits
$100.08M
Total loans
$79.31M
Members
4,266
Net worth
$16.99M
Branches
2
Rank: #1,697 of 4,299 U.S. credit unions by assets · #40 of 80 in Minnesota. Assets changed 2.1% and membership -0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.35% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.04% |
| Loans to shares & deposits | 79.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $106.85M | $92.75M | $0 | $13.68M |
| Jun 2023 | $103.77M | $88.75M | $0 | $14.43M |
| Jun 2024 | $110.27M | $94.13M | $0 | $15.35M |
| Jun 2025 | $116.01M | $98.74M | $0 | $16.23M |
| Jun 2026 | $118.42M | $100.08M | $0 | $16.99M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 1 |
| Texas | 1 |
Similar-sized credit unions
Hancock ($118.43M) · Omaha ($117.95M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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