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United
St Joseph, MI · NCUA Charter #6288 · Federal charter · Chartered 1949
Total assets
$4.43B
Shares & deposits
$3.68B
Total loans
$3.25B
Members
191,845
Net worth
$529.26M
Branches
44
Rank: #108 of 4,299 U.S. credit unions by assets · #5 of 169 in Michigan. Assets changed 5.2% and membership 0.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.94% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.41% |
| Loans to shares & deposits | 88.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.85B | $3.23B | $0 | $388.63M |
| Jun 2023 | $3.91B | $3.25B | $0 | $422.20M |
| Jun 2024 | $4.10B | $3.45B | $0 | $451.58M |
| Jun 2025 | $4.21B | $3.45B | $0 | $485.41M |
| Jun 2026 | $4.43B | $3.68B | $0 | $529.26M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 17 |
| Nevada | 10 |
| North Carolina | 6 |
| Arkansas | 6 |
| Indiana | 3 |
| Pennsylvania | 1 |
| Ohio | 1 |
Similar-sized credit unions
Oneaz ($4.48B) · Safe ($4.42B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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