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United Savings
FARGO, ND · NCUA Charter #65578 · State charter, federally insured · Chartered 1935
Total assets
$125.15M
Shares & deposits
$108.60M
Total loans
$89.50M
Members
7,160
Net worth
$15.90M
Branches
5
Rank: #1,653 of 4,299 U.S. credit unions by assets · #11 of 29 in North Dakota. Assets changed 5.4% and membership -0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.70% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.90% |
| Loans to shares & deposits | 82.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $83.34M | $72.39M | $0 | $11.19M |
| Jun 2023 | $94.98M | $83.42M | $0 | $11.91M |
| Jun 2024 | $118.62M | $103.71M | $0 | $12.49M |
| Jun 2025 | $118.79M | $102.87M | $0 | $15.31M |
| Jun 2026 | $125.15M | $108.60M | $0 | $15.90M |
Branch footprint
| State | Branches |
|---|---|
| North Dakota | 3 |
| Minnesota | 2 |
Similar-sized credit unions
Adventhealth ($125.18M) · First Missouri ($125.15M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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