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Universal
Huntington, WV · NCUA Charter #785 · Federal charter · Chartered 1935
Total assets
$99.53M
Shares & deposits
$85.59M
Total loans
$25.96M
Members
5,892
Net worth
$12.97M
Branches
3
Rank: #1,823 of 4,299 U.S. credit unions by assets · #12 of 74 in West Virginia. Assets changed 2.2% and membership -2.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.03% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.08% |
| Loans to shares & deposits | 30.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $96.94M | $86.26M | $0 | $11.89M |
| Jun 2023 | $93.17M | $82.52M | $0 | $12.02M |
| Jun 2024 | $93.63M | $82.31M | $0 | $12.26M |
| Jun 2025 | $97.37M | $86.06M | $0 | $12.57M |
| Jun 2026 | $99.53M | $85.59M | $0 | $12.97M |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 3 |
Similar-sized credit unions
University Of Toledo ($99.67M) · Concho Educators ($99.44M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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