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University Of South Alabama
MOBILE, AL · NCUA Charter #13659 · Federal charter · Chartered 1960
Total assets
$56.25M
Shares & deposits
$46.65M
Total loans
$23.90M
Members
8,381
Net worth
$9.25M
Branches
5
Rank: #2,303 of 4,299 U.S. credit unions by assets · #42 of 88 in Alabama. Assets changed 2.0% and membership -0.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 16.45% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.22% |
| Loans to shares & deposits | 51.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $61.31M | $55.44M | $0 | $5.42M |
| Jun 2023 | $60.02M | $53.62M | $0 | $6.00M |
| Jun 2024 | $57.49M | $49.85M | $0 | $6.96M |
| Jun 2025 | $55.16M | $46.28M | $0 | $8.18M |
| Jun 2026 | $56.25M | $46.65M | $0 | $9.25M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 4 |
| North Carolina | 1 |
Similar-sized credit unions
United Trades ($56.25M) · Responders Emergency Services ($56.22M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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