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Utility District
OAKLAND, CA · NCUA Charter #61085 · State charter, federally insured · Chartered 1935
Total assets
$34.16M
Shares & deposits
$30.79M
Total loans
$8.37M
Members
2,148
Net worth
$3.19M
Branches
2
Rank: #2,734 of 4,299 U.S. credit unions by assets · #200 of 239 in California. Assets changed 2.7% and membership -5.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.34% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.16% |
| Loans to shares & deposits | 27.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $37.54M | $34.63M | $0 | $2.81M |
| Jun 2023 | $37.56M | $33.71M | $0 | $2.77M |
| Jun 2024 | $34.62M | $31.58M | $0 | $2.70M |
| Jun 2025 | $33.25M | $30.14M | $0 | $2.88M |
| Jun 2026 | $34.16M | $30.79M | $0 | $3.19M |
Branch footprint
| State | Branches |
|---|---|
| California | 2 |
Similar-sized credit unions
Greater Central Texas ($34.17M) · Ecu ($34.11M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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