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Valley
TUSCUMBIA, AL · NCUA Charter #60930 · State charter, federally insured · Chartered 1956
Total assets
$112.85M
Shares & deposits
$98.17M
Total loans
$38.40M
Members
6,130
Net worth
$15.76M
Branches
7
Rank: #1,730 of 4,299 U.S. credit unions by assets · #34 of 88 in Alabama. Assets changed 6.8% and membership 2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.96% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.13% |
| Loans to shares & deposits | 39.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $96.03M | $84.39M | $0 | $13.95M |
| Jun 2023 | $98.43M | $86.51M | $0 | $14.52M |
| Jun 2024 | $102.78M | $90.17M | $0 | $14.71M |
| Jun 2025 | $105.64M | $91.84M | $0 | $15.21M |
| Jun 2026 | $112.85M | $98.17M | $0 | $15.76M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 7 |
Similar-sized credit unions
Northridge Community ($112.98M) · Ibew & United Workers ($112.72M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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