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Valley Isle Community
Kahului, HI · NCUA Charter #3574 · Federal charter · Chartered 1940
Total assets
$174.08M
Shares & deposits
$160.89M
Total loans
$60.42M
Members
12,729
Net worth
$16.11M
Branches
3
Rank: #1,396 of 4,299 U.S. credit unions by assets · #18 of 45 in Hawaii. Assets changed 5.3% and membership -2.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.26% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.21% |
| Loans to shares & deposits | 37.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $144.72M | $135.42M | $0 | $13.70M |
| Jun 2023 | $144.83M | $137.82M | $0 | $14.06M |
| Jun 2024 | $154.42M | $146.07M | $0 | $14.65M |
| Jun 2025 | $165.25M | $152.53M | $0 | $15.35M |
| Jun 2026 | $174.08M | $160.89M | $0 | $16.11M |
Branch footprint
| State | Branches |
|---|---|
| Hawaii | 3 |
Similar-sized credit unions
Mountain Laurel ($174.16M) · Excel ($174.02M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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