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Valley Strong
BAKERSFIELD, CA · NCUA Charter #68712 · State charter, federally insured · Chartered 1940
Total assets
$4.08B
Shares & deposits
$3.65B
Total loans
$2.89B
Members
240,116
Net worth
$378.68M
Branches
31
Rank: #125 of 4,299 U.S. credit unions by assets · #19 of 239 in California. Assets changed 3.7% and membership -31.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.27% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.42% |
| Loans to shares & deposits | 79.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.01B | $3.28B | $0 | $336.30M |
| Jun 2023 | $4.08B | $3.52B | $0 | $341.52M |
| Jun 2024 | $3.89B | $3.34B | $0 | $363.06M |
| Jun 2025 | $3.94B | $3.54B | $0 | $369.76M |
| Jun 2026 | $4.08B | $3.65B | $0 | $378.68M |
Branch footprint
| State | Branches |
|---|---|
| California | 31 |
Similar-sized credit unions
Connexus ($4.14B) · Advia ($4.06B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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