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W S S C
Laurel, MD · NCUA Charter #16268 · Federal charter · Chartered 1964
Total assets
$35.37M
Shares & deposits
$31.88M
Total loans
$19.58M
Members
3,300
Net worth
$3.58M
Branches
6
Rank: #2,697 of 4,299 U.S. credit unions by assets · #42 of 60 in Maryland. Assets changed 2.4% and membership -1.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.13% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.48% |
| Loans to shares & deposits | 61.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $35.15M | $32.12M | $0 | $3.23M |
| Jun 2023 | $34.65M | $31.92M | $0 | $3.31M |
| Jun 2024 | $34.19M | $31.22M | $0 | $3.48M |
| Jun 2025 | $34.53M | $31.16M | $0 | $3.70M |
| Jun 2026 | $35.37M | $31.88M | $0 | $3.58M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 3 |
| Minnesota | 1 |
| Ohio | 1 |
| California | 1 |
Similar-sized credit unions
Hazleton School Employees ($35.39M) · Montana Educators' ($35.34M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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