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Wcu Credit Union
Decatur, AL · NCUA Charter #61150 · State charter, federally insured · Chartered 1948
Total assets
$35.99M
Shares & deposits
$32.75M
Total loans
$17.01M
Members
3,341
Net worth
$3.24M
Branches
2
Rank: #2,684 of 4,299 U.S. credit unions by assets · #53 of 88 in Alabama. Assets changed 5.5% and membership -1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.00% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.13% |
| Loans to shares & deposits | 51.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $36.03M | $33.42M | $0 | $2.52M |
| Jun 2023 | $35.48M | $32.63M | $0 | $2.73M |
| Jun 2024 | $35.41M | $32.15M | $0 | $2.96M |
| Jun 2025 | $34.11M | $30.94M | $0 | $3.06M |
| Jun 2026 | $35.99M | $32.75M | $0 | $3.24M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 2 |
Similar-sized credit unions
The Finest ($36.02M) · School District 3 ($35.97M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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