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West Community
O Fallon, MO · NCUA Charter #62801 · State charter, federally insured · Chartered 1936
Total assets
$656.24M
Shares & deposits
$585.16M
Total loans
$513.54M
Members
41,912
Net worth
$53.88M
Branches
14
Rank: #653 of 4,299 U.S. credit unions by assets · #5 of 87 in Missouri. Assets changed 32.6% and membership 29.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.91% |
| Loans to shares & deposits | 87.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $394.30M | $327.47M | $0 | $31.33M |
| Jun 2023 | $461.61M | $368.69M | $0 | $37.90M |
| Jun 2024 | $483.94M | $394.21M | $0 | $39.06M |
| Jun 2025 | $494.80M | $421.73M | $0 | $40.58M |
| Jun 2026 | $656.24M | $585.16M | $0 | $53.88M |
Branch footprint
| State | Branches |
|---|---|
| Missouri | 13 |
| Illinois | 1 |
Similar-sized credit unions
Wasatch Peaks ($658.38M) · Premier One ($655.68M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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