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Westerly Community
Wakefield, RI · NCUA Charter #67270 · State charter, federally insured · Chartered 1948
Total assets
$519.85M
Shares & deposits
$451.28M
Total loans
$423.56M
Members
21,855
Net worth
$48.53M
Branches
5
Rank: #742 of 4,299 U.S. credit unions by assets · #5 of 14 in Rhode Island. Assets changed 3.2% and membership -2.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.44% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.15% |
| Loans to shares & deposits | 93.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $428.88M | $388.65M | $0 | $38.09M |
| Jun 2023 | $476.49M | $417.96M | $0 | $42.01M |
| Jun 2024 | $487.86M | $420.70M | $0 | $42.09M |
| Jun 2025 | $503.82M | $442.18M | $0 | $44.86M |
| Jun 2026 | $519.85M | $451.28M | $0 | $48.53M |
Branch footprint
| State | Branches |
|---|---|
| Rhode Island | 5 |
Similar-sized credit unions
People Driven ($519.97M) · Coastlife ($519.74M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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