Advertisement
Western Cooperative
Williston, ND · NCUA Charter #61758 · State charter, federally insured · Chartered 1938
Total assets
$522.15M
Shares & deposits
$452.47M
Total loans
$238.06M
Members
18,383
Net worth
$74.16M
Branches
8
Rank: #740 of 4,299 U.S. credit unions by assets · #4 of 29 in North Dakota. Assets changed 5.8% and membership 0.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 14.20% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 3.12% |
| Loans to shares & deposits | 52.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $436.07M | $400.44M | $0 | $47.78M |
| Jun 2023 | $429.28M | $392.33M | $0 | $53.66M |
| Jun 2024 | $450.29M | $401.84M | $0 | $60.95M |
| Jun 2025 | $493.41M | $433.30M | $0 | $67.13M |
| Jun 2026 | $522.15M | $452.47M | $0 | $74.16M |
Branch footprint
| State | Branches |
|---|---|
| North Dakota | 8 |
Similar-sized credit unions
Liberty First ($523.36M) · People Driven ($519.97M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement