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Willow Island
Saint Marys, WV · NCUA Charter #8474 · Federal charter · Chartered 1953
Total assets
$11.96M
Shares & deposits
$11.00M
Total loans
$9.87M
Members
1,704
Net worth
$949.35K
Branches
3
Rank: #3,421 of 4,299 U.S. credit unions by assets · #53 of 74 in West Virginia. Assets changed -1.6% and membership -2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 7.94% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.63% |
| Loans to shares & deposits | 89.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $11.63M | $10.83M | $0 | $800.88K |
| Jun 2023 | $11.55M | $10.60M | $0 | $795.24K |
| Jun 2024 | $11.30M | $10.41M | $0 | $874.00K |
| Jun 2025 | $12.16M | $10.96M | $0 | $936.35K |
| Jun 2026 | $11.96M | $11.00M | $0 | $949.35K |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 3 |
Similar-sized credit unions
Pennsylvania-American Water ($11.96M) · Vicksburg Railroad ($11.96M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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