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Credit Unions · Michigan

Wmcu

Grand Rapids, MI · NCUA Charter #62347 · State charter, federally insured · Chartered 1956

Total assets
$455.35M
Shares & deposits
$373.32M
Total loans
$205.78M
Members
29,047
Net worth
$78.86M
Branches
13
Rank: #807 of 4,299 U.S. credit unions by assets · #50 of 169 in Michigan. Assets changed 1.6% and membership -6.7% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)17.32%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.68%
Loans to shares & deposits55.1%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$278.25M$234.49M$0$41.18M
Jun 2023$267.89M$221.34M$0$46.16M
Jun 2024$255.70M$204.94M$0$49.30M
Jun 2025$448.08M$369.71M$0$73.99M
Jun 2026$455.35M$373.32M$0$78.86M

Branch footprint

StateBranches
Michigan13

Similar-sized credit unions

St. Cloud Financial ($456.35M) · Gain ($454.00M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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