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42 North Private Bank
Canton, MA · FDIC Certificate #27015 · Chartered 01/0
Total assets
$182.16M
Total deposits
$144.42M
Total equity
$13.79M
Net loans
$156.56M
Branches (offices)
2
Net income (YTD)
-$3.45M
Rank: #3,101 of 4,213 U.S. banks by assets · #83 of 89 in Massachusetts. Assets changed -2.4% and deposits 6.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -3.86% |
| Return on equity | -47.56% |
| Net interest margin (YTD) | 1.03% |
| Equity to assets | 7.57% |
| Tier 1 leverage ratio | 7.72% |
| Uninsured deposits (share of deposits) | 17.2% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 108.4% |
| Real estate loans (share of loans) | 91.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $142.64M | 91.1% | |
| Commercial & industrial | $4.48M | 2.9% | |
| Consumer / individual | $11.40M | 7.3% | |
| Construction & development | $4.26M | 2.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $204.80M | $179.00M | -$1.90M | $23.03M |
| Jun 2023 | $228.90M | $172.28M | -$1.32M | $22.14M |
| Jun 2024 | $230.54M | $168.29M | -$2.07M | $20.26M |
| Jun 2025 | $186.70M | $136.05M | -$2.66M | $17.12M |
| Jun 2026 | $182.16M | $144.42M | -$3.45M | $13.79M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $144.42M | 1 |
| New York | $0 | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $144.42M.
Similar-sized banks
Foundation One Bank ($182.24M) · St. Ansgar State Bank ($182.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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